Sector · Funding
Embedded Finance funding in Europe
Capital tracked€1,111,940,000
Rounds20
Startups22
€1.1B
Capital tracked
20
Disclosed rounds
€352M
Biggest round
22
Startups tracked
Embedded Finance, in numbers
20 rounds on record · 20 with a disclosed amount
Rounds by stage
Series A 15%
Seed 15%
Debt Financing 15%
Series B 15%
Series C 15%
Capital by year
Share of rounds
Source: Sesamers round tracker · full data desk →
Largest rounds tracked
Disclosed rounds only · EUR-converted at desk rates
| Company | Round | Sector | Lead | Amount |
|---|---|---|---|---|
| Wagestream United Kingdom | Undisclosed | Embedded Finance | - | €352M |
| Raylo United Kingdom | Undisclosed | Embedded Finance | - | €124M |
| Codat United Kingdom | Series C | Embedded Finance | JP Morgan Growth Equity Partners | €93.4M |
| Billie Germany | Series C | Embedded Finance | Dawn Capital | €86.2M |
| Nelly Germany | Series B | Embedded Finance | Cathay Innovation, Notion Capital | €50M |
| topi Germany | Undisclosed | Embedded Finance | - | €44.8M |
Startups in Embedded Finance
From the directory
Chift
Embedded Finance · Series A
Chift provides one API that connects software products to more than 120 accounting, invoicing, point of sale, e-commerce,…
Series A · €10,500,000
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Olenbee
Embedded Finance
Olenbee embeds employee benefits into personal bank accounts via AI and open banking, and raised 7M euros across…
Seed · €6,500,000
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Codat
Embedded Finance · Series C
Business data API connecting lenders to SME accounting and banking systems
Series C · €93,400,000
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Who invests here
Funds with a verified round in this hub · most active first
BC
BlackFin Capital Partners
Series A–Series B · Fintech
Led 1 of 1 round tracked in Embedded Finance. BlackFin Capital Partners is an independent private equity firm dedicated to asset-light…
Ticket undisclosed
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GC
Go Capital
Seed
Led 1 of 1 round tracked in Embedded Finance. Seed-to-growth venture fund backing tech, healthtech and deeptech startups across western and…
Ticket undisclosed
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Cathay Innovation
Growth–Series A · AI
Led 1 of 1 round tracked in Embedded Finance. Cathay Innovation is the global venture arm of Cathay Capital, founded in…
EUR 5M–EUR 100M
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